Answer a few simple questions about your income, savings and goals. Get a personalised score across 8 professional health indicators — plus a complete plan for your emergency fund, children's future, retirement and dream goals.
Most people know their bank balance. Very few know their financial wellness score.
Financial wellness isn't just about how much you earn or save — it's about how well your money is working across every dimension of your life: your spending discipline, your debt exposure, your protection against emergencies, your investment behaviour, and your progress toward long-term goals. Two people earning the same salary can have very different financial health, depending on how their money is structured.
Most financial decisions in India are still made on gut feel — a friend's tip, a relative's advice, or a product someone was selling. Data changes that. When you can see your numbers clearly — savings ratio, debt-to-income ratio, emergency fund adequacy, insurance coverage gaps, investment diversification — you stop guessing and start deciding.
MyFinhance uses the financial data you share to generate an objective, data-backed picture of your financial wellness. No opinions, no product pitches — just an honest read of where you stand today, and where the gaps are.
To get an accurate picture, be ready to share basic details about your income, expenses, existing investments, loans, and insurance. The more complete your input, the more accurate and useful your report will be. Partial or rounded figures are fine to start, but exact numbers give you a sharper result.
This helps us personalise every calculation. Nothing is uploaded — it all stays on your device.
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The same checks a professional financial planner runs — green is ideal, amber needs a look, red needs action.
Goal-wise SIPs needed to fully fund every dream — and how it compares to what you already invest.
Prioritised next steps, based on your red and amber indicators.
This tool provides educational projections based on the assumptions shown and does not constitute investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Please consult your advisor before investing.
Before we begin, here's exactly how your information is handled:
This tool provides educational projections and does not constitute investment advice. Mutual fund investments are subject to market risks.